Need an appraisal in Sterling Heights or Macomb County?
The top 7 reasons Michigan homeowners use Flight Appraisal:
We at Flight Appraisal understand the unique needs of a customer after appraisal services. Our typical business clients get the appraisal process and the usual "products" we deliver to them. Being a homeowner that ordinarily doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.
Challenging property tax assessmentsLet's say you live in an area that's going down -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. A professional appraisal from Flight Appraisal is your best weapon when contesting your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you dismiss unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Flight Appraisal can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Flight Appraisal offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.